Citizens & Northern Bank Craig G. Litchfield, President & CEO 90-92 Main Street PO Box 58 Wellsboro, Pennsylvania 16901 Voice: (570) 724-3411 eMail: corp@cnbankpa.com First Citizens National Bank Randall E. Black, President & CEO 15 South Main Street Mansfield, Pennsylvania 16933 Voice: (570) 662-2121 eMail: fcnb@firstcitizensbank.com First Heritage Federal Credit Union Arthur D. Field, President & CEO 110 Village Square Suite 101 Painted Post, New York 14870 Voice: (607) 936-4667 eMail: info@fhfcu.org Northwest Savings Bank William J. Wagner, Chairman, President & CEO Voice: (814) 726-2140 eMail: nwsbinfo@nwbcorp.com Citizens Financial Services, Inc. Elmira Savings Bank FSB Michael P. Hosey, President & CEO 333 East Water Street Elmira, New York 14901 Voice: (607) 734-3374 Fax: (607) 735-0214 eMail: info@elmirasavingsbank.com Tioga Area School Employees Federal Credit Union 123 Main Street Wellsboro, Pennsylvania 16901 Voice: (570) 724-3473 Public Funding Links www.inventpa.com www.newpa.com www.teampa.com